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Finance

Purchase the items you need without having to worry about the costs upfront. Interest Free credit is available on selected products provided by Klarna Bank AB on our website and Novuna instore. To qualify you need to spend:

Payment term: Minimum spend:
6 months£250
12 months£500
24 months£1250
36 months*

£1875*

48 months*

£3750*

*A 20% deposit is required for all options and the 36 & 48 month option is only available in store.

The example below is based on a typical finance purchase: 

Payment term: 24 Months
Cash price: £1500
Deposit: £300
Monthly Payment: £50

Who Can Apply for Finance?

  • Applicant must be 18 years or over on application date
  • In permanent UK Residence – minimum 3 years
  • Not working through disability and in receipt of disability benefit 
  • Permanent employment working a minimum of 16 hours per week, retired, self employed, not working through disability and in receipt of benefits & the self-employed.

Terms and Conditions

  • To qualify you need to spend a minimum of £250 and a 20% deposit is required
  • For 3 years interest free credit there is a minimum spend of £1875 and a 20% deposit is required and for 4 years interest free credit there is a minimum spend of £3750 and a 20% deposit is required (both 3 year and 4 year finance is available in store only)
  • ID will be required for application (proof of address & proof of signature)
  • Credit is subject to application and status
  • Full terms and conditions available on application
  • You will need to visit one of our showrooms to apply

At Home Furnishings Outlet Ltd acts as credit broker/intermediary and not as a lender. At Home Furnishings Outlet Ltd is authorised and regulated by the Financial Conduct Authority. Credit is provided by Klarna Bank AB on our website and Novuna instore. Klarna is authorised and regulated by the Swedish Financial Services Authority, with limited supervision by the Financial Conduct Authority and Novuna is regulated by the Financial Conduct Authority (FCA)

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