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Finance

Buy now. Pay later.

Purchase the items you need without having to worry about the costs upfront

Interest Free credit is available on selected products provided by Klarna Bank AB. To qualify you need to spend:

6 months Interest Free Credit 

Minimum spend: £250 (20% deposit required)


12 months Interest Free Credit

Minimum spend: £500 (20% deposit required)


24 months Interest Free Credit 

Minimum spend: £1250 (20% deposit required)


36 months Interest Free Credit

Minimum spend: £2500 (20% deposit required) - this option is available in store only


The example below is based on a typical finance purchase: 

Payment term: 24 Months   

Cash price: £1500   

Deposit: £300   

Monthly Payment: £50

*0% APR Representative example: Deposit (20%) £300. 24 monthly payments of £50. Total payable £1500. Annual rate of interest 0% P.A.

 

Who Can Apply for Finance?

  • Applicant must be 18 years or over on application date
  • In permanent UK Residence – minimum of 3 years
  • Retired from regular employment. Minimum age 50
  • Not working through disability and in receipt of disability benefits
  • Self-Employed
  • In regular, permanent employment working a minimum of 16 hours per week (Includes students)

 

Terms and Conditions

  • To qualify you need to spend a minimum of £250 and a 20% deposit is required
  • For 3 years interest free credit there is a minimum spend of £2500 and a 20% deposit is required (in store only)
  • ID will be required for application (proof of address & proof of signature)
  • Credit is subject to application and status
  • Full terms and conditions available on application
  • You will need to visit one of our showrooms to apply

 

At Home Furnishings Outlet Ltd acts as credit broker/intermediary and not as a lender. At Home Furnishings Outlet Ltd is authorised and regulated by the Financial Conduct Authority. Credit is provided by Klarna Bank AB, which is authorised and regulated by the Swedish Financial Services Authority, with limited supervision by the Financial Conduct Authority.

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