Interest Free Credit

Interest Free credit is available in store only, on selected products, speak to a member of staff for details. To qualify you need to spend a minimum of £500 and a 20% deposit is required. For 3 year interest free credit there is a minimum spend of £2500 and a 20% deposit is required.


Who Can Apply for Finance?

- Applicant must be 18 years or over on application date
- In permanent UK Residence – minimum of 3 years
- Retired from regular employment. Minimum age 50
- Not working through disability
- Self-Employed
- In regular, permanent employment working a minimum of 16 hours per week (Includes students)


Terms and Conditions

- To qualify you need to spend a minimum of £500 and a 20% deposit is required. For 3 year interest free credit there is a minimum spend of £2500 and a 20% deposit is required.
- ID will be required for application (proof of address & proof of signature)
- Credit is subject to application and status
- Full terms and conditions available on application
- You will need to visit one of our showrooms to apply.


       Representative Example        
Cash Price: £2700  
Deposit: £540  
Total Amount Of Credit: £2160  
Agreement Duration: 36 Months     
Representative APR: 0% APR  
Annual Rate Of Interest0% P.A.  
36 Monthly Payments: £60  
Total Amount Payable: £2700  

   All credit is subject to application & status

 

At Home Furnishings Outlet Ltd, trading as At Home Furnishings at Southside Retail Park, Portrack Lane, Stockton-on-Tees, TS18 2TA Company number 4121045 acts as a credit broker and not the lender. At Home Furnishings Outlet Ltd only offers financial products from Barclays Partner Finance. Barclays Partner Finance acts as the lender. Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited a wholly owned subsidiary of Barclays Bank PLC. Clydesdale Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register number 311753) Registered in England. Registered No 2901725. Registered office: 1 Churchill Place, London. E14 5HP.